2025 Compare Cities Cost of Living:
San Clemente, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in San Clemente?
- Half Moon Bay is 51.6% more expensive than San Clemente.

Which city has more affordable housing, Half Moon Bay or San Clemente?
- Half Moon Bay housing costs are 18.6% more expensive than San Clemente housing costs.

Is Health Care more affordable in San Clemente or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 25.7% more in Half Moon Bay.
 San Clemente, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries106.6  Unlock100
 Health  Unlock117.4100
 Housing425.5  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities114  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous155.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for San Clemente    9 Reviews

Over 14 years ago

First, the big plus of San Clemente is the weather. It is wonderful and most of the time you can enjoy a variety of outdoor activities. Second, the area has a natural  More

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Over 17 years ago

2005, 2006, 2007 one homicide 2008  More

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Over 17 years ago

I first moved to San Clemente in 1974 from the Los Angeles area. Three things struck me at the time as being radically different than LA: Things closed down earlier,  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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