2025 Compare Cities Cost of Living:
San Mateo, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in San Mateo?
- Half Moon Bay is 0.0% more expensive than San Mateo.

Which city has more affordable housing, Half Moon Bay or San Mateo?
- Half Moon Bay housing costs are 6.1% less expensive than San Mateo housing costs.

Is Health Care more affordable in San Mateo or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 0.0% less in Half Moon Bay.
 San Mateo, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries116.7  Unlock100
 Health  Unlock117.4100
 Housing537.6  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities92  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous161.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for San Mateo    12 Reviews

I have lived in San Mateo since 2013. It has seen tremendous growth, lots of new restaurants which have become progressively more high-end though there is ample  More

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I'm a native of California. I have lived in the southern part of the state and the northern part of the state for most of my life. I have spent the last 29 years in  More

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Over 15 years ago

San Mateo has a diverse mix of people, a pleasant climate, a very pleasant downtown park with lots going on, and pretty much whatever you need handy. It's not far to  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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