2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Billings, MT

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Highlights
Is it cheaper to live in Billings or is it cheaper to live in Santa Cruz?
- Billings is 49.1% less expensive than Santa Cruz.

Which city has more affordable housing, Billings or Santa Cruz?
- Billings housing costs are 76.7% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Billings.
- Health related expenses are 14.6% less in Billings.
 Santa Cruz, CABillings, MTUnited States
 Overall  Unlock94.6100
 Food & Groceries111.5  Unlock100
 Health  Unlock93.3100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$369,900$338,100
 Utilities94  Unlock100
 Transportation  Unlock75.2100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Billings    25 Reviews

Over 2 years ago

I would give this place four stars, but decided to give it five because it’s been so underrated. The five stars is contingent upon the city following through with its  More

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Over 2 years ago

A few people make a living in Billings, most people only make an existents. As for the crime rate, it depends on your point of view. If you compare Billings crime rate  More

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Over 4 years ago

If you enjoy sub zero temperatures in Winter and 100 plus degrees in the Summer. You will love Billings. Snow plowing is almost non existent, so good luck driving for 5  More

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