2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Kalispell, MT

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Highlights
Is it cheaper to live in Kalispell or is it cheaper to live in Santa Cruz?
- Kalispell is 37.8% less expensive than Santa Cruz.

Which city has more affordable housing, Kalispell or Santa Cruz?
- Kalispell housing costs are 63.5% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Kalispell.
- Health related expenses are 7.6% less in Kalispell.
 Santa Cruz, CAKalispell, MTUnited States
 Overall  Unlock115.7100
 Food & Groceries111.5  Unlock100
 Health  Unlock100.9100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$530,000$338,100
 Utilities94  Unlock100
 Transportation  Unlock68.9100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Kalispell    34 Reviews

My 2022 updated review, only touching on the recent changes. Kalispell is no longer affordable for most middle class people. The world discovered us during COVID and  More

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Over 4 years ago

Against my better judgement I will write a completely honest review from a hird generation resident.. Kalispell is one of the most beautiful places you will ever see,  More

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Over 4 years ago

I've lived here for a long time. Lots of folks have moved here and driven the price of everything through the roof. Getting ready to leave. Price of housing, both buying  More

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