2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Memphis, TN

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Highlights
Is it cheaper to live in Memphis or is it cheaper to live in Santa Cruz?
- Memphis is 53.9% less expensive than Santa Cruz.

Which city has more affordable housing, Memphis or Santa Cruz?
- Memphis housing costs are 89.9% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Memphis.
- Health related expenses are 11.4% less in Memphis.
 Santa Cruz, CAMemphis, TNUnited States
 Overall  Unlock85.8100
 Food & Groceries111.5  Unlock100
 Health  Unlock96.8100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$148,300$338,100
 Utilities94  Unlock100
 Transportation  Unlock94.5100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Memphis    148 Reviews

I was mugged my very first night in Memphis. They tried to take my iPhone. I was walking only a block from my house in a "safe" area, too.  More

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Memphis is a city with a history of civil rights, slavery , blues and rockn'roll music. It's a great place for a weekend getaway. This city has lots of great things to  More

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Over 5 years ago

Do you like being panhandled every 30 seconds? Love that cool ambiance of gangs? Are drugs your thing? Then you will love Memphis. Had good times here in the 90’s, the  More

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