2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Palm Harbor, FL

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Highlights
Is it cheaper to live in Palm Harbor or is it cheaper to live in Santa Cruz?
- Palm Harbor is 44.7% less expensive than Santa Cruz.

Which city has more affordable housing, Palm Harbor or Santa Cruz?
- Palm Harbor housing costs are 72.6% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Palm Harbor.
- Health related expenses are 5.0% less in Palm Harbor.
 Santa Cruz, CAPalm Harbor, FLUnited States
 Overall  Unlock102.8100
 Food & Groceries111.5  Unlock100
 Health  Unlock103.7100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$427,000$338,100
 Utilities94  Unlock100
 Transportation  Unlock103.3100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Palm Harbor    9 Reviews

Over 4 years ago

Lived here since I was 1, amazing place, amazing community and  More

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Over 9 years ago

palmharborpress.com has lots of great information about this  More

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Over 13 years ago

lost job 6 months a go - i grew up in yonkers ny and moved upstate 23 years ago just sold house and nervous about where to move - went to north carolina wife and i to  More

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