2025 Compare Cities Cost of Living:
Santa Cruz, CA vs Winter Haven, FL

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Highlights
Is it cheaper to live in Winter Haven or is it cheaper to live in Santa Cruz?
- Winter Haven is 50.8% less expensive than Santa Cruz.

Which city has more affordable housing, Winter Haven or Santa Cruz?
- Winter Haven housing costs are 82.9% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Winter Haven.
- Health related expenses are 7.6% less in Winter Haven.
 Santa Cruz, CAWinter Haven, FLUnited States
 Overall  Unlock91.6100
 Food & Groceries111.5  Unlock100
 Health  Unlock100.9100
 Housing420.7  Unlock100
 Median Home Cost  Unlock$281,200$338,100
 Utilities94  Unlock100
 Transportation  Unlock91.0100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Winter Haven    9 Reviews

Over 2 years ago

I moved here 4 years ago from Sarasota FL., because it seemed quiet, calmer, less expensive, and a reasonable distance back to SRQ, Tampa, and Orlando. What a mistake!  More

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Definitely NOT a fan. My son moved me here without checking the rental home or neighborhood. WOW, we're we in for a surprise. It's total ghetto. I would NEVER  More

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Over 8 years ago

I lived in Bartow, right down the road from WH for many years. This is not a metropolitan area. It is middle class, bedroom community. It will take you less than an hour  More

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