2025 Compare Cities Cost of Living:
Scotts Valley, CA vs Tracy, CA

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Highlights
Is it cheaper to live in Tracy or is it cheaper to live in Scotts Valley?
- Tracy is 33.0% less expensive than Scotts Valley.

Which city has more affordable housing, Tracy or Scotts Valley?
- Tracy housing costs are 42.8% less expensive than Scotts Valley housing costs.

Is Health Care more affordable in Scotts Valley or is Health Care more affordable in Tracy.
- Health related expenses are 7.8% less in Tracy.
 Scotts Valley, CATracy, CAUnited States
 Overall  Unlock124.7100
 Food & Groceries112.1  Unlock100
 Health  Unlock100.7100
 Housing401.9  Unlock100
 Median Home Cost  Unlock$752,800$338,100
 Utilities103  Unlock100
 Transportation  Unlock125.9100
 Miscellaneous156.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Scotts Valley    4 Reviews

Over 2 years ago

We lived and worked in Scotts Valley for a number of years. It's a nice enough city, safe and clean unlike some areas of Santa Cruz. It's well managed and the schools  More

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Over 7 years ago

Great weather and small town feel but it is changing rapidly  More

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Over 11 years ago

Scotts Valley is an ideal, small town with many wonderful features. It's just 10 minutes from the beaches in nearby Santa Cruz yet doesn't get the wet fog because it's  More

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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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