2025 Compare Cities Cost of Living:
Smith River, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Smith River?
- Half Moon Bay is 168.0% more expensive than Smith River.

Which city has more affordable housing, Half Moon Bay or Smith River?
- Half Moon Bay housing costs are 314.4% more expensive than Smith River housing costs.

Is Health Care more affordable in Smith River or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 1.4% less in Half Moon Bay.
 Smith River, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries100.6  Unlock100
 Health  Unlock117.4100
 Housing121.8  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities70  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous109.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Smith River    1 Reviews

Over 13 years ago

Drove into 'metro' Smith River four days ago and the population sign said 2021! Way different number than 866? When did Sperling's Best Places get the  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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