2025 Compare Cities Cost of Living:
South Bend, IN vs Effingham, IL

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Highlights
Is it cheaper to live in Effingham or is it cheaper to live in South Bend?
- Effingham is 0.4% less expensive than South Bend.

Which city has more affordable housing, Effingham or South Bend?
- Effingham housing costs are 17.3% more expensive than South Bend housing costs.

Is Health Care more affordable in South Bend or is Health Care more affordable in Effingham.
- Health related expenses are 34.8% more in Effingham.
 South Bend, INEffingham, ILUnited States
 Overall  Unlock78.7100
 Food & Groceries89.6  Unlock100
 Health  Unlock126.0100
 Housing47.5  Unlock100
 Median Home Cost  Unlock$197,200$338,100
 Utilities90  Unlock100
 Transportation  Unlock57.3100
 Miscellaneous94.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for South Bend    25 Reviews

When it comes to standard of living, neighborhoods, safety, schools, wage earners and tax dollar contributing citizens Mishawaka hands down, will always made better  More

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Moving here is much harder than growing up here, I know from many people I've talked to. When you grow up here you learn how to interact with people, everyone will seem  More

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I’ve lived in the city for 4 years now and have honestly had a good experience so far. I live in a quite neighborhood and have had no issues with crime or violence.  More

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Reviews for Effingham    3 Reviews

Over 6 years ago

Excellent Christian community and conservative area. Nice area surrounded by farmland and lakes!  More

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Over 13 years ago

Effingham is a place of conservative ideals and belief in the United States  More

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Over 18 years ago

We checked in to this motel on our way home from a funeral. It was nearly 10:00 PM and we were all tired from a long day of travelling. Upon entering the room, we  More

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