2025 Compare Cities Cost of Living:
St. Joseph, MO vs Waterloo, IA

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Highlights
Is it cheaper to live in Waterloo or is it cheaper to live in St. Joseph?
- Waterloo is 1.2% less expensive than St. Joseph.

Which city has more affordable housing, Waterloo or St. Joseph?
- Waterloo housing costs are 0.5% less expensive than St. Joseph housing costs.

Is Health Care more affordable in St. Joseph or is Health Care more affordable in Waterloo.
- Health related expenses are 5.5% less in Waterloo.
 St. Joseph, MOWaterloo, IAUnited States
 Overall  Unlock75.7100
 Food & Groceries94.5  Unlock100
 Health  Unlock104.8100
 Housing40.0  Unlock100
 Median Home Cost  Unlock$121,000$338,100
 Utilities103  Unlock100
 Transportation  Unlock64.3100
 Miscellaneous87.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for St. Joseph    6 Reviews

I've lived here all my life and gradually the crime rate has worsened over time. From violence to drugs to theft to property damage. The school district is horrible as  More

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Over 16 years ago

St. Joseph, MO is nestled along the mighty Missouri river on the far western side of the state. It has rolling hills and the river banks are gorgeous in fall and spring.  More

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For years now St. Joseph has given alot of lip service to exploiting its historic and architectural assets to enhance the economy and quality of life here. But we  More

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Reviews for Waterloo    5 Reviews

The bike racks recently installed on the MET buses was a great idea for a community that has numerous bike riders and  More

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Over 17 years ago

Unless you're into getting wasted on a regular basis there's not a lot to do here. Most people barhop for fun. Being someone who doesn't drink and doesn't enjoy being  More

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Over 17 years ago

So the weather is emotional here - on and off during the summer its hot and rainy, yet during the fall it is quite often beautiful. Winters can be long, and spring can  More

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