2025 Compare Cities Cost of Living:
St. Simons, GA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in St. Simons?
- Half Moon Bay is 175.0% more expensive than St. Simons.

Which city has more affordable housing, Half Moon Bay or St. Simons?
- Half Moon Bay housing costs are 235.8% more expensive than St. Simons housing costs.

Is Health Care more affordable in St. Simons or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 26.4% more in Half Moon Bay.
 St. Simons, GAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries105.9  Unlock100
 Health  Unlock117.4100
 Housing150.3  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities100  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for St. Simons    3 Reviews

Over 17 years ago

nice place with a cute downtown. nice winter but summer are a way too humide and the nat bugs are very bad; they eat eat you to bone!!! the wages are low and not much to  More

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Over 19 years ago

It is beautiful, with the tree-lined streets and sunny beaches but it is also a very crazy place. Living on an island does something to people; it's as if all anyone  More

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Over 19 years ago

St. Simons is a beautiful little southern island. Real estate is over priced and the variety of people is low. It is a wonderful place to raise your children and to  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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