2025 Compare Cities Cost of Living:
Tracy, CA vs Saratoga Springs, NY

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Highlights
Is it cheaper to live in Saratoga Springs or is it cheaper to live in Tracy?
- Saratoga Springs is 15.4% less expensive than Tracy.

Which city has more affordable housing, Saratoga Springs or Tracy?
- Saratoga Springs housing costs are 36.2% less expensive than Tracy housing costs.

Is Health Care more affordable in Tracy or is Health Care more affordable in Saratoga Springs.
- Health related expenses are 15.2% more in Saratoga Springs.
 Tracy, CASaratoga Springs, NYUnited States
 Overall  Unlock105.5100
 Food & Groceries107.2  Unlock100
 Health  Unlock116.0100
 Housing229.7  Unlock100
 Median Home Cost  Unlock$478,200$338,100
 Utilities110  Unlock100
 Transportation  Unlock86.7100
 Miscellaneous111.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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Reviews for Saratoga Springs    22 Reviews

I grew up in Saratoga and moved out in my late 20’s. I only live about 20 minutes from there now, so I go there sometimes. Downtown Saratoga is very nice. Broadway, the  More

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Over 6 years ago

I came from buffalo New York home of the chicken wings and forgot my phone in the uber the people at the concert were very nice they let me and my friend and I leave and  More

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Saratoga springs is one of the safest cities to live in. You don't really have to worry about getting shot, mugged, assaulted (Those things do happen, but no where near  More

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