2025 Compare Cities Cost of Living:
Troy, NY vs Jersey City, NJ

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Highlights
Is it cheaper to live in Jersey City or is it cheaper to live in Troy?
- Jersey City is 45.6% more expensive than Troy.

Which city has more affordable housing, Jersey City or Troy?
- Jersey City housing costs are 181.5% more expensive than Troy housing costs.

Is Health Care more affordable in Troy or is Health Care more affordable in Jersey City.
- Health related expenses are 15.0% less in Jersey City.
 Troy, NYJersey City, NJUnited States
 Overall  Unlock139.5100
 Food & Groceries101.0  Unlock100
 Health  Unlock99.6100
 Housing69.7  Unlock100
 Median Home Cost  Unlock$553,300$338,100
 Utilities108  Unlock100
 Transportation  Unlock153.7100
 Miscellaneous132.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Troy    6 Reviews

My great grandparents came from Germany to settle in Troy, NY in 1885. Troy in the early days beyond the corruption of politics was a safe place to live. The  More

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My great grandparents came from Germany to settle in Troy, NY in 1885. Troy in the early days beyond the corruption of politics was a safe place to live. The  More

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I've lived in Troy for 17 years and love it more than ever. I was initially attracted by its handsome industrial-era architecture, walkable downtown and budding arts  More

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Reviews for Jersey City    20 Reviews

Over 12 years ago

no  More

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Over 16 years ago

Jersey City has improved over the past 10-15 years, especially Downtown Jersey City. It has the charm of brownstone homes and the appeal of new high rise condo  More

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Over 17 years ago

I'm fairly young but I grew up in this city, and it's not that bad. Some people say it's dangerous and I beg to differ. If you come from the suburbs perhaps you may feel  More

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