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2024 Compare Cities Cost of Living:
Troy, NY vs Schenectady, NY

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Highlights
Is it cheaper to live in Schenectady or is it cheaper to live in Troy?
- Schenectady is 4.5% less expensive than Troy.

Which city has more affordable housing, Schenectady or Troy?
- Schenectady housing costs are 11.9% more expensive than Troy housing costs.

Is Health Care more affordable in Troy or is Health Care more affordable in Schenectady.
- Health related expenses are 1.5% less in Schenectady.
 Troy, NYSchenectady, NYUnited States
 Overall95.891.5100
 Food & Groceries101.099.4100
 Health117.2115.5100
 Housing69.778.0100
 Median Home Cost$238,100$245,400$338,100
 Utilities10,760.0%11,110.0%10,000.0%
 Transportation93.283.9100
 Miscellaneous132.9132.0100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Troy    6 Reviews

My great grandparents came from Germany to settle in Troy, NY in 1885. Troy in the early days beyond the corruption of politics was a safe place to live. The  More

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My great grandparents came from Germany to settle in Troy, NY in 1885. Troy in the early days beyond the corruption of politics was a safe place to live. The  More

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I've lived in Troy for 17 years and love it more than ever. I was initially attracted by its handsome industrial-era architecture, walkable downtown and budding arts  More

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Reviews for Schenectady    4 Reviews

Over 3 years ago

I have lived in Schenectady for more than two decades, not necessarily by choice up until now. The city looks like it's growing and developing downtown, which is a very  More

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Over 15 years ago

WE have been looking in Schenectady for a few years. We have stayed at the Parker INN a few times in the Presidential Suite. It has what we want. City atmosphere, but  More

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Over 16 years ago

shenectady is a great place to start businesses as well as providing affordable  More

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ZIPS IN TROY, NEW YORK
12180 12182
ZIPS IN SCHENECTADY, NEW YORK
12304 12308 12307 12305

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