2026 Compare Cities Cost of Living:
Waterloo, IA vs Winter Haven, FL

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Highlights
Is it cheaper to live in Winter Haven or is it cheaper to live in Waterloo?
- Winter Haven is 21.0% more expensive than Waterloo.

Which city has more affordable housing, Winter Haven or Waterloo?
- Winter Haven housing costs are 80.9% more expensive than Waterloo housing costs.

Is Health Care more affordable in Waterloo or is Health Care more affordable in Winter Haven.
- Health related expenses are 3.7% less in Winter Haven.
 Waterloo, IAWinter Haven, FLUnited States
 Overall  Unlock91.6100
 Food & Groceries92.9  Unlock100
 Health  Unlock100.9100
 Housing39.8  Unlock100
 Median Home Cost  Unlock$281,200$338,100
 Utilities91  Unlock100
 Transportation  Unlock91.0100
 Miscellaneous105.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Waterloo    5 Reviews

The bike racks recently installed on the MET buses was a great idea for a community that has numerous bike riders and  More

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Over 18 years ago

Unless you're into getting wasted on a regular basis there's not a lot to do here. Most people barhop for fun. Being someone who doesn't drink and doesn't enjoy being  More

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Over 18 years ago

So the weather is emotional here - on and off during the summer its hot and rainy, yet during the fall it is quite often beautiful. Winters can be long, and spring can  More

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Reviews for Winter Haven    9 Reviews

Over 3 years ago

I moved here 4 years ago from Sarasota FL., because it seemed quiet, calmer, less expensive, and a reasonable distance back to SRQ, Tampa, and Orlando. What a mistake!  More

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Definitely NOT a fan. My son moved me here without checking the rental home or neighborhood. WOW, we're we in for a surprise. It's total ghetto. I would NEVER  More

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Over 9 years ago

I lived in Bartow, right down the road from WH for many years. This is not a metropolitan area. It is middle class, bedroom community. It will take you less than an hour  More

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