2025 Compare Cities Overview:
Waterloo, IL vs Effingham, IL

Are people in Effingham older or younger than people in Waterloo?
- The Median Age in Effingham is 3.4 years younger than in Waterloo.

Are housing costs cheaper in Effingham or Waterloo?
- Effingham housing costs are 19.7% less expensive than Waterloo housing costs.

Which city has a longer commute, Effingham or Waterloo?
- The average commute for residents of Effingham is 15.3 minutes shorter than it is for residents of Waterloo.

Things to do in Waterloo?
Waterloo is a city in Monroe County, Illinois with a population of over 9,000 people. It covers an area of 7.6 square miles and offers plenty of local attractions such as the Discovery Garden Trail – great for nature walks and bike rides, as well as the Monroe County Historical Museum which showcases the history of this region.

Things to do in Effingham?
Effingham, Illinois is a vibrant city located in Effingham County. Rich in history and culture, the city boasts several attractions and activities for its visitors. From scenic parks and trails to shopping districts and historical sites, there's much to explore in Effingham. The town also hosts a variety of festivals throughout the year as well as sporting events and concerts. Residents enjoy a high quality of life here with plenty of educational opportunities, employment options, and housing choices. Whether you're visiting or planning to stay awhile, Effingham has something for everyone!