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2019 Cost of Living Calculator:
Albany, New York vs Austin, Texas

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A salary of $138,000 in Albany, New York should increase to $177,098 in Austin, Texas
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Austin, Texas is 28.3% more expensive than Albany, New York
Cost of Living IndexesAlbany, NYAustin, TXDifference
Overall (Homeowner, No Child care, Taxes Not Included)101.3130.028.3% more
Food & Groceries95.088.76.6% less
Housing (Homeowner)97.6185.389.9% more
Housing (Renter)
Median Home Cost$182,600$346,500$163,900 (89.8% more)
Utilities110.099.19.9% less
Transportation100.2130.630.3% more
Health91.392.31.1% more
Child care
Miscellaneous111.1100.49.6% less
100 = US Average. Below 100 means cheaper than the US average. Above 100 means more expensive. About our Cost of Living Index

Comparison Highlights

- Overall, Austin, Texas is 28.3% more expensive than Albany, New York
- Median Home Cost is the biggest factor in the cost of living difference.
- Median Home Cost is 89% more expensive in Austin.

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Before moving to a new city you want to know how much it will cost to live there. “Cost of living” is the amount of money you need to maintain a certain lifestyle in a given place. The price of goods and services vary from one city to another, calculating the cost of living will help you determine how much more or less you need to make and help you factor in expenses.

The expenses that go in to determining cost of living include housing prices for renters or homeowners, housing affordability, entertainment costs, transportation expenses, food prices, and taxes.


A cost of living index allows you to compare what it costs to live in one place against another, helping you get a glimpse of how far your money will go before you move. For example the cost of living in New York City is almost twice that of Portland, Oregon.

Our goal with the Cost of Living Calculator is to help you feel more confident in deciding where to live and help you find your best place to live.


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