Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
13.5% higher in San Francisco, California
than in Alma, Michigan

Insurance cost

	Alma, MI	San Francisco, CA	U.S. Avg	Difference
Insurance Premium	81.2	104.8	100	29.1%

Procedure & surgery cost

	Alma, MI	San Francisco, CA	U.S. Avg	Difference
Heart Attack	95.6	97.2	100	1.7%
Heart Failure	98.6	94.8	100	3.9%
Hip Knee Replacement	93.3	96.4	100	3.3%
Pneumonia	97	92.7	100	4.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Alma, MI	San Francisco, CA	U.S. Avg	Difference
Heart Attack Hospital	$22,068	$22,430	$23,281	1.6%
Heart Failure Hospital	$15,848	$15,231	$16,237	3.9%
Hip Knee Replacement Hospital	$20,650	$21,341	$22,499	3.3%
Pneumonia Hospital	$16,313	$15,593	$17,007	4.4%

Premium Increases (State Level)

	Alma, MI	San Francisco, CA	U.S. Avg	Difference
2014-2015	0.4%	4.0%	3.1%	900.0%
2015-2016	2.0%	0.0%	12.5%	100.0%
2016-2017	6.9%	9.3%	57.9%	34.8%
2017-2018	37.1%	26.1%	19.0%	29.6%
2018-2019	0.5%	1.2%	-2.2%	140.0%
Since 2014	50.8%	45.0%	113.3%	11.4%

Health Insurance Premiums

State average

Cost of Taxes

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Alma, Michigan vs. San Francisco, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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