Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
5.4% lower in Kaanapali, Hawaii
than in Aptos Hills-Larkin Valley, California

Insurance cost

	Aptos Hills-Larkin Valley, CA	Kaanapali, HI	U.S. Avg	Difference
Insurance Premium	99.8	94.6	100	5.2%

Procedure & surgery cost

	Aptos Hills-Larkin Valley, CA	Kaanapali, HI	U.S. Avg	Difference
Heart Attack	101.9	88.2	100	13.4%
Heart Failure	97.1	97.3	100	0.2%
Hip Knee Replacement	91.9	92.7	100	0.9%
Pneumonia	101.1	93.7	100	7.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Aptos Hills-Larkin Valley, CA	Kaanapali, HI	U.S. Avg	Difference
Heart Attack Hospital	$23,516	$20,345	$23,281	13.5%
Heart Failure Hospital	$15,604	$15,629	$16,237	0.2%
Hip Knee Replacement Hospital	$20,354	$20,516	$22,499	0.8%
Pneumonia Hospital	$16,994	$15,762	$17,007	7.2%

Premium Increases (State Level)

	Aptos Hills-Larkin Valley, CA	Kaanapali, HI	U.S. Avg	Difference
2014-2015	4.0%	43.2%	3.1%	980.0%
2015-2016	0.0%	0.0%	12.5%	NaN%
2016-2017	9.3%	26.0%	57.9%	179.6%
2017-2018	26.1%	32.7%	19.0%	25.3%
2018-2019	1.2%	12.6%	-2.2%	950.0%
Since 2014	45.0%	169.4%	113.3%	276.4%

Health Insurance Premiums

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Aptos Hills-Larkin Valley, California vs. Kaanapali, Hawaii

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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