Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
13.3% lower in Miami, Florida
than in Banner Elk, North Carolina

Insurance cost

	Banner Elk, NC	Miami, FL	U.S. Avg	Difference
Insurance Premium	131.5	85.8	100	34.8%

Procedure & surgery cost

	Banner Elk, NC	Miami, FL	U.S. Avg	Difference
Heart Attack	97.9	102.5	100	4.7%
Heart Failure	92.3	112.5	100	21.9%
Hip Knee Replacement	98.8	124	100	25.5%
Pneumonia	93.1	105.2	100	13.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Banner Elk, NC	Miami, FL	U.S. Avg	Difference
Heart Attack Hospital	$22,580	$23,647	$23,281	4.7%
Heart Failure Hospital	$14,835	$18,071	$16,237	21.8%
Hip Knee Replacement Hospital	$21,872	$27,453	$22,499	25.5%
Pneumonia Hospital	$15,658	$17,697	$17,007	13.0%

Premium Increases (State Level)

	Banner Elk, NC	Miami, FL	U.S. Avg	Difference
2014-2015	6.0%	6.0%	3.1%	0.0%
2015-2016	23.1%	1.8%	12.5%	92.2%
2016-2017	39.6%	15.3%	57.9%	61.4%
2017-2018	15.5%	40.8%	19.0%	163.2%
2018-2019	-1.4%	2.4%	-2.2%	271.4%
Since 2014	107.4%	79.3%	113.3%	26.2%

Health Insurance Premiums

State average

Cost of Taxes

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Banner Elk, North Carolina vs. Miami, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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