Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
7.7% higher in Niagara Falls, New York
than in Bay City, Michigan

Insurance cost

	Bay City, MI	Niagara Falls, NY	U.S. Avg	Difference
Insurance Premium	77.4	94.8	100	22.5%

Procedure & surgery cost

	Bay City, MI	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack	99.9	100.5	100	0.6%
Heart Failure	110.5	92.7	100	16.1%
Hip Knee Replacement	97.1	102.6	100	5.7%
Pneumonia	106.4	90.4	100	15.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Bay City, MI	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack Hospital	$23,041	$23,193	$23,281	0.7%
Heart Failure Hospital	$17,754	$14,889	$16,237	16.1%
Hip Knee Replacement Hospital	$21,505	$22,707	$22,499	5.6%
Pneumonia Hospital	$17,900	$15,209	$17,007	15.0%

Premium Increases (State Level)

	Bay City, MI	Niagara Falls, NY	U.S. Avg	Difference
2014-2015	0.4%	10.8%	3.1%	2,600.0%
2015-2016	2.0%	3.4%	12.5%	70.0%
2016-2017	6.9%	15.5%	57.9%	124.6%
2017-2018	37.1%	11.5%	19.0%	69.0%
2018-2019	0.5%	12.5%	-2.2%	2,400.0%
Since 2014	50.8%	65.9%	113.3%	29.7%

Health Insurance Premiums

State average

Cost of Taxes

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Bay City, Michigan vs. Niagara Falls, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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