Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
15.6% lower in San Francisco, California
than in Berlin, Maryland

Insurance cost

	Berlin, MD	San Francisco, CA	U.S. Avg	Difference
Insurance Premium	133	104.8	100	21.2%

Procedure & surgery cost

	Berlin, MD	San Francisco, CA	U.S. Avg	Difference
Heart Attack	108	97.2	100	10.0%
Heart Failure	109	94.8	100	13.0%
Hip Knee Replacement	99.6	96.4	100	3.2%
Pneumonia	104.3	92.7	100	11.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Berlin, MD	San Francisco, CA	U.S. Avg	Difference
Heart Attack Hospital	$24,913	$22,430	$23,281	10.0%
Heart Failure Hospital	$17,508	$15,231	$16,237	13.0%
Hip Knee Replacement Hospital	$22,055	$21,341	$22,499	3.2%
Pneumonia Hospital	$17,532	$15,593	$17,007	11.1%

Premium Increases (State Level)

	Berlin, MD	San Francisco, CA	U.S. Avg	Difference
2014-2015	15.9%	4.0%	3.1%	74.8%
2015-2016	-0.4%	0.0%	12.5%	100.0%
2016-2017	25.2%	9.3%	57.9%	63.1%
2017-2018	53.1%	26.1%	19.0%	50.8%
2018-2019	-14.0%	1.2%	-2.2%	108.6%
Since 2014	90.5%	45.0%	113.3%	50.3%

Health Insurance Premiums

State average

Cost of Taxes

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Berlin, Maryland vs. San Francisco, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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