Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
15.5% lower in Duluth, Minnesota
than in Billings, Montana

Insurance cost

	Billings, MT	Duluth, MN	U.S. Avg	Difference
Insurance Premium	100.2	63.7	100	36.4%

Procedure & surgery cost

	Billings, MT	Duluth, MN	U.S. Avg	Difference
Heart Attack	97.9	98.6	100	0.7%
Heart Failure	95.4	96.1	100	0.7%
Hip Knee Replacement	86.7	103	100	18.8%
Pneumonia	94.2	99.1	100	5.2%

Cost of Major Procedures (includes doctors & hospital stay)

	Billings, MT	Duluth, MN	U.S. Avg	Difference
Heart Attack Hospital	$22,597	$22,758	$23,281	0.7%
Heart Failure Hospital	$15,327	$15,444	$16,237	0.8%
Hip Knee Replacement Hospital	$19,187	$22,797	$22,499	18.8%
Pneumonia Hospital	$15,834	$16,672	$17,007	5.3%

Premium Increases (State Level)

	Billings, MT	Duluth, MN	U.S. Avg	Difference
2014-2015	-5.5%	42.3%	3.1%	869.1%
2015-2016	34.7%	0.4%	12.5%	98.8%
2016-2017	44.4%	58.5%	57.9%	31.8%
2017-2018	12.9%	-6.6%	19.0%	151.2%
2018-2019	6.9%	-15.3%	-2.2%	321.7%
Since 2014	121.7%	79.1%	113.3%	35.0%

Health Insurance Premiums

State average

Cost of Taxes

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Billings, Montana vs. Duluth, Minnesota

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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