Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
1.6% lower in Niagara Falls, New York
than in Bloomington, Illinois

Insurance cost

	Bloomington, IL	Niagara Falls, NY	U.S. Avg	Difference
Insurance Premium	104.2	94.8	100	9.0%

Procedure & surgery cost

	Bloomington, IL	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack	90.1	100.5	100	11.5%
Heart Failure	93.5	92.7	100	0.9%
Hip Knee Replacement	89.8	102.6	100	14.3%
Pneumonia	98.8	90.4	100	8.5%

Cost of Major Procedures (includes doctors & hospital stay)

	Bloomington, IL	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack Hospital	$20,798	$23,193	$23,281	11.5%
Heart Failure Hospital	$15,018	$14,889	$16,237	0.9%
Hip Knee Replacement Hospital	$19,876	$22,707	$22,499	14.2%
Pneumonia Hospital	$16,608	$15,209	$17,007	8.4%

Premium Increases (State Level)

	Bloomington, IL	Niagara Falls, NY	U.S. Avg	Difference
2014-2015	3.1%	10.8%	3.1%	248.4%
2015-2016	9.0%	3.4%	12.5%	62.2%
2016-2017	38.0%	15.5%	57.9%	59.2%
2017-2018	38.1%	11.5%	19.0%	69.8%
2018-2019	-1.6%	12.5%	-2.2%	881.3%
Since 2014	110.6%	65.9%	113.3%	40.4%

Health Insurance Premiums

State average

Cost of Taxes

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Bloomington, Illinois vs. Niagara Falls, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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