Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
17.6% higher in Schenectady, New York
than in Boston, Massachusetts

Insurance cost

	Boston, MA	Schenectady, NY	U.S. Avg	Difference
Insurance Premium	61.8	103.1	100	66.8%

Procedure & surgery cost

	Boston, MA	Schenectady, NY	U.S. Avg	Difference
Heart Attack	102.9	85.5	100	16.9%
Heart Failure	101.2	94.1	100	7.0%
Hip Knee Replacement	110.4	97.5	100	11.7%
Pneumonia	102	97.9	100	4.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Boston, MA	Schenectady, NY	U.S. Avg	Difference
Heart Attack Hospital	$23,736	$19,726	$23,281	16.9%
Heart Failure Hospital	$16,264	$15,117	$16,237	7.1%
Hip Knee Replacement Hospital	$24,442	$21,593	$22,499	11.7%
Pneumonia Hospital	$17,153	$16,469	$17,007	4.0%

Premium Increases (State Level)

	Boston, MA	Schenectady, NY	U.S. Avg	Difference
2014-2015	-2.6%	10.8%	3.1%	515.4%
2015-2016	-1.5%	3.4%	12.5%	326.7%
2016-2017	-2.7%	15.5%	57.9%	674.1%
2017-2018	26.4%	11.5%	19.0%	56.4%
2018-2019	5.1%	12.5%	-2.2%	145.1%
Since 2014	23.9%	65.9%	113.3%	175.7%

Health Insurance Premiums

State average

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Boston, Massachusetts vs. Schenectady, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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