Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
10.2% higher in Melbourne, Florida
than in Carmel, Indiana

Insurance cost

	Carmel, IN	Melbourne, FL	U.S. Avg	Difference
Insurance Premium	72.4	82.5	100	14.0%

Procedure & surgery cost

	Carmel, IN	Melbourne, FL	U.S. Avg	Difference
Heart Attack	97.6	105.1	100	7.7%
Heart Failure	103.5	109.2	100	5.5%
Hip Knee Replacement	95.7	107.8	100	12.6%
Pneumonia	104.1	102.9	100	1.2%

Cost of Major Procedures (includes doctors & hospital stay)

	Carmel, IN	Melbourne, FL	U.S. Avg	Difference
Heart Attack Hospital	$22,512	$24,263	$23,281	7.8%
Heart Failure Hospital	$16,635	$17,540	$16,237	5.4%
Hip Knee Replacement Hospital	$21,187	$23,876	$22,499	12.7%
Pneumonia Hospital	$17,507	$17,311	$17,007	1.1%

Premium Increases (State Level)

	Carmel, IN	Melbourne, FL	U.S. Avg	Difference
2014-2015	-1.5%	6.0%	3.1%	500.0%
2015-2016	-12.7%	1.8%	12.5%	114.2%
2016-2017	-1.4%	15.3%	57.9%	1,192.9%
2017-2018	21.9%	40.8%	19.0%	86.3%
2018-2019	0.0%	2.4%	-2.2%	∞%
Since 2014	3.4%	79.3%	113.3%	2,232.4%

Health Insurance Premiums

State average

Cost of Taxes

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Carmel, Indiana vs. Melbourne, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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