Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.0% lower in Panama City, Florida
than in Cleveland, Tennessee

Insurance cost

	Cleveland, TN	Panama City, FL	U.S. Avg	Difference
Insurance Premium	100.4	85.4	100	14.9%

Procedure & surgery cost

	Cleveland, TN	Panama City, FL	U.S. Avg	Difference
Heart Attack	100	103	100	3.0%
Heart Failure	91.8	107.9	100	17.5%
Hip Knee Replacement	106.8	111.8	100	4.7%
Pneumonia	104.3	113.7	100	9.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Cleveland, TN	Panama City, FL	U.S. Avg	Difference
Heart Attack Hospital	$23,081	$23,758	$23,281	2.9%
Heart Failure Hospital	$14,758	$17,338	$16,237	17.5%
Hip Knee Replacement Hospital	$23,651	$24,752	$22,499	4.7%
Pneumonia Hospital	$17,531	$19,125	$17,007	9.1%

Premium Increases (State Level)

	Cleveland, TN	Panama City, FL	U.S. Avg	Difference
2014-2015	18.3%	6.0%	3.1%	67.2%
2015-2016	23.2%	1.8%	12.5%	92.2%
2016-2017	64.5%	15.3%	57.9%	76.3%
2017-2018	57.4%	40.8%	19.0%	28.9%
2018-2019	-26.2%	2.4%	-2.2%	109.2%
Since 2014	178.2%	79.3%	113.3%	55.5%

Health Insurance Premiums

State average

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Cleveland, Tennessee vs. Panama City, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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