Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.6% lower in Chicago, Illinois
than in Coldwater, Michigan

Insurance cost

	Coldwater, MI	Chicago, IL	U.S. Avg	Difference
Insurance Premium	94.4	73.7	100	21.9%

Procedure & surgery cost

	Coldwater, MI	Chicago, IL	U.S. Avg	Difference
Heart Attack	95.7	103.1	100	7.7%
Heart Failure	90.1	104.1	100	15.5%
Hip Knee Replacement	103.7	112.3	100	8.3%
Pneumonia	84.6	110.4	100	30.5%

Cost of Major Procedures (includes doctors & hospital stay)

	Coldwater, MI	Chicago, IL	U.S. Avg	Difference
Heart Attack Hospital	$22,080	$23,800	$23,281	7.8%
Heart Failure Hospital	$14,481	$16,722	$16,237	15.5%
Hip Knee Replacement Hospital	$22,969	$24,870	$22,499	8.3%
Pneumonia Hospital	$14,221	$18,557	$17,007	30.5%

Premium Increases (State Level)

	Coldwater, MI	Chicago, IL	U.S. Avg	Difference
2014-2015	0.4%	3.1%	3.1%	675.0%
2015-2016	2.0%	9.0%	12.5%	350.0%
2016-2017	6.9%	38.0%	57.9%	450.7%
2017-2018	37.1%	38.1%	19.0%	2.7%
2018-2019	0.5%	-1.6%	-2.2%	420.0%
Since 2014	50.8%	110.6%	113.3%	117.7%

Health Insurance Premiums

State average

Cost of Taxes

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Coldwater, Michigan vs. Chicago, Illinois

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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