Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
5.2% higher in Panama City Beach, Florida
than in Ellicott City, Maryland

Insurance cost

	Ellicott City, MD	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	80.4	85.4	100	6.2%

Procedure & surgery cost

	Ellicott City, MD	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	108.4	103	100	5.0%
Heart Failure	99.5	107.9	100	8.4%
Hip Knee Replacement	104	111.8	100	7.5%
Pneumonia	99.3	113.7	100	14.5%

Cost of Major Procedures (includes doctors & hospital stay)

	Ellicott City, MD	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$25,017	$23,758	$23,281	5.0%
Heart Failure Hospital	$15,988	$17,338	$16,237	8.4%
Hip Knee Replacement Hospital	$23,023	$24,752	$22,499	7.5%
Pneumonia Hospital	$16,698	$19,125	$17,007	14.5%

Premium Increases (State Level)

	Ellicott City, MD	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	15.9%	6.0%	3.1%	62.3%
2015-2016	-0.4%	1.8%	12.5%	550.0%
2016-2017	25.2%	15.3%	57.9%	39.3%
2017-2018	53.1%	40.8%	19.0%	23.2%
2018-2019	-14.0%	2.4%	-2.2%	117.1%
Since 2014	90.5%	79.3%	113.3%	12.4%

Health Insurance Premiums

State average

Cost of Taxes

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Ellicott City, Maryland vs. Panama City Beach, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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