Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
12.0% higher in Harpers Ferry, West Virginia
than in Fair Oaks, California

Insurance cost

	Fair Oaks, CA	Harpers Ferry, WV	U.S. Avg	Difference
Insurance Premium	94.8	117.1	100	23.5%

Procedure & surgery cost

	Fair Oaks, CA	Harpers Ferry, WV	U.S. Avg	Difference
Heart Attack	103.7	98.8	100	4.7%
Heart Failure	97.3	101.5	100	4.3%
Hip Knee Replacement	93.5	104	100	11.2%
Pneumonia	99.7	90.3	100	9.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Fair Oaks, CA	Harpers Ferry, WV	U.S. Avg	Difference
Heart Attack Hospital	$23,928	$22,789	$23,281	4.8%
Heart Failure Hospital	$15,637	$16,306	$16,237	4.3%
Hip Knee Replacement Hospital	$20,710	$23,021	$22,499	11.2%
Pneumonia Hospital	$16,770	$15,183	$17,007	9.5%

Premium Increases (State Level)

	Fair Oaks, CA	Harpers Ferry, WV	U.S. Avg	Difference
2014-2015	4.0%	2.8%	3.1%	30.0%
2015-2016	0.0%	24.2%	12.5%	∞%
2016-2017	9.3%	31.5%	57.9%	238.7%
2017-2018	26.1%	15.5%	19.0%	40.6%
2018-2019	1.2%	9.4%	-2.2%	683.3%
Since 2014	45.0%	112.1%	113.3%	149.1%

Health Insurance Premiums

State average

Cost of Taxes

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Fair Oaks, California vs. Harpers Ferry, West Virginia

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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