Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
20.0% lower in Panama City, Florida
than in Fernandina Beach, Florida

Insurance cost

	Fernandina Beach, FL	Panama City, FL	U.S. Avg	Difference
Insurance Premium	139.9	85.4	100	39.0%

Procedure & surgery cost

	Fernandina Beach, FL	Panama City, FL	U.S. Avg	Difference
Heart Attack	105.5	103	100	2.4%
Heart Failure	105.1	107.9	100	2.7%
Hip Knee Replacement	103.6	111.8	100	7.9%
Pneumonia	92.7	113.7	100	22.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Fernandina Beach, FL	Panama City, FL	U.S. Avg	Difference
Heart Attack Hospital	$24,346	$23,758	$23,281	2.4%
Heart Failure Hospital	$16,890	$17,338	$16,237	2.7%
Hip Knee Replacement Hospital	$22,936	$24,752	$22,499	7.9%
Pneumonia Hospital	$15,591	$19,125	$17,007	22.7%

Premium Increases (State Level)

	Fernandina Beach, FL	Panama City, FL	U.S. Avg	Difference
2014-2015	6.0%	6.0%	3.1%	0.0%
2015-2016	1.8%	1.8%	12.5%	0.0%
2016-2017	15.3%	15.3%	57.9%	0.0%
2017-2018	40.8%	40.8%	19.0%	0.0%
2018-2019	2.4%	2.4%	-2.2%	0.0%
Since 2014	79.3%	79.3%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Fernandina Beach, Florida vs. Panama City, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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