Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.9% lower in Saranac Lake, New York
than in Gainesville, Florida

Insurance cost

	Gainesville, FL	Saranac Lake, NY	U.S. Avg	Difference
Insurance Premium	103.5	103.1	100	0.4%

Procedure & surgery cost

	Gainesville, FL	Saranac Lake, NY	U.S. Avg	Difference
Heart Attack	99.5	92.4	100	7.1%
Heart Failure	102.8	85.4	100	16.9%
Hip Knee Replacement	103.9	90.7	100	12.7%
Pneumonia	94.8	94.7	100	0.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Gainesville, FL	Saranac Lake, NY	U.S. Avg	Difference
Heart Attack Hospital	$22,957	$21,317	$23,281	7.1%
Heart Failure Hospital	$16,523	$13,724	$16,237	16.9%
Hip Knee Replacement Hospital	$23,001	$20,089	$22,499	12.7%
Pneumonia Hospital	$15,942	$15,931	$17,007	0.1%

Premium Increases (State Level)

	Gainesville, FL	Saranac Lake, NY	U.S. Avg	Difference
2014-2015	6.0%	10.8%	3.1%	80.0%
2015-2016	1.8%	3.4%	12.5%	88.9%
2016-2017	15.3%	15.5%	57.9%	1.3%
2017-2018	40.8%	11.5%	19.0%	71.8%
2018-2019	2.4%	12.5%	-2.2%	420.8%
Since 2014	79.3%	65.9%	113.3%	16.9%

Health Insurance Premiums

State average

Cost of Taxes

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Gainesville, Florida vs. Saranac Lake, New York

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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