Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
15.2% lower in St. Croix, North Dakota
than in Gardnerville Ranchos, Nevada

Insurance cost

	Gardnerville Ranchos, NV	St. Croix, ND	U.S. Avg	Difference
Insurance Premium	123.2	93.7	100	23.9%

Procedure & surgery cost

	Gardnerville Ranchos, NV	St. Croix, ND	U.S. Avg	Difference
Heart Attack	96.7	92.9	100	3.9%
Heart Failure	97.2	97.9	100	0.7%
Hip Knee Replacement	94.5	85.4	100	9.6%
Pneumonia	89.1	92.6	100	3.9%

Cost of Major Procedures (includes doctors & hospital stay)

	Gardnerville Ranchos, NV	St. Croix, ND	U.S. Avg	Difference
Heart Attack Hospital	$22,317	$21,433	$23,281	4.0%
Heart Failure Hospital	$15,611	$15,738	$16,237	0.8%
Hip Knee Replacement Hospital	$20,925	$18,911	$22,499	9.6%
Pneumonia Hospital	$14,987	$15,569	$17,007	3.9%

Premium Increases (State Level)

	Gardnerville Ranchos, NV	St. Croix, ND	U.S. Avg	Difference
2014-2015	-0.7%	6.7%	3.1%	1,057.1%
2015-2016	7.9%	8.9%	12.5%	12.7%
2016-2017	5.6%	6.7%	57.9%	19.6%
2017-2018	43.0%	7.1%	19.0%	83.5%
2018-2019	-5.1%	21.2%	-2.2%	515.7%
Since 2014	53.6%	60.9%	113.3%	13.6%

Health Insurance Premiums

State average

Cost of Taxes

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Gardnerville Ranchos, Nevada vs. St. Croix, North Dakota

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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