Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
10.9% lower in Navajo, New Mexico
than in Germantown, Maryland

Insurance cost

	Germantown, MD	Navajo, NM	U.S. Avg	Difference
Insurance Premium	80.4	74.3	100	7.6%

Procedure & surgery cost

	Germantown, MD	Navajo, NM	U.S. Avg	Difference
Heart Attack	97.9	94.8	100	3.2%
Heart Failure	106.1	89.7	100	15.5%
Hip Knee Replacement	111.2	95.2	100	14.4%
Pneumonia	104.1	74.5	100	28.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Germantown, MD	Navajo, NM	U.S. Avg	Difference
Heart Attack Hospital	$22,581	$21,875	$23,281	3.1%
Heart Failure Hospital	$17,050	$14,408	$16,237	15.5%
Hip Knee Replacement Hospital	$24,614	$21,086	$22,499	14.3%
Pneumonia Hospital	$17,505	$12,523	$17,007	28.5%

Premium Increases (State Level)

	Germantown, MD	Navajo, NM	U.S. Avg	Difference
2014-2015	15.9%	-12.4%	3.1%	178.0%
2015-2016	-0.4%	7.1%	12.5%	1,875.0%
2016-2017	25.2%	28.8%	57.9%	14.3%
2017-2018	53.1%	51.6%	19.0%	2.8%
2018-2019	-14.0%	-11.8%	-2.2%	15.7%
Since 2014	90.5%	61.5%	113.3%	32.0%

Health Insurance Premiums

State average

Cost of Taxes

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Germantown, Maryland vs. Navajo, New Mexico

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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