Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
11.5% lower in Punta Gorda, Florida
than in Half Moon Bay, California

Insurance cost

	Half Moon Bay, CA	Punta Gorda, FL	U.S. Avg	Difference
Insurance Premium	110.4	84.3	100	23.6%

Procedure & surgery cost

	Half Moon Bay, CA	Punta Gorda, FL	U.S. Avg	Difference
Heart Attack	101.5	99.6	100	1.9%
Heart Failure	101.1	109.2	100	8.0%
Hip Knee Replacement	104.9	103.1	100	1.7%
Pneumonia	101.5	110.8	100	9.2%

Cost of Major Procedures (includes doctors & hospital stay)

	Half Moon Bay, CA	Punta Gorda, FL	U.S. Avg	Difference
Heart Attack Hospital	$23,422	$22,987	$23,281	1.9%
Heart Failure Hospital	$16,246	$17,540	$16,237	8.0%
Hip Knee Replacement Hospital	$23,220	$22,820	$22,499	1.7%
Pneumonia Hospital	$17,065	$18,625	$17,007	9.1%

Premium Increases (State Level)

	Half Moon Bay, CA	Punta Gorda, FL	U.S. Avg	Difference
2014-2015	4.0%	6.0%	3.1%	50.0%
2015-2016	0.0%	1.8%	12.5%	∞%
2016-2017	9.3%	15.3%	57.9%	64.5%
2017-2018	26.1%	40.8%	19.0%	56.3%
2018-2019	1.2%	2.4%	-2.2%	100.0%
Since 2014	45.0%	79.3%	113.3%	76.2%

Health Insurance Premiums

State average

Cost of Taxes

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Half Moon Bay, California vs. Punta Gorda, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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