Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
7.5% lower in Howell, New Jersey
than in Hamburg, New York

Insurance cost

	Hamburg, NY	Howell, NJ	U.S. Avg	Difference
Insurance Premium	94.8	66.8	100	29.5%

Procedure & surgery cost

	Hamburg, NY	Howell, NJ	U.S. Avg	Difference
Heart Attack	99.1	113.9	100	14.9%
Heart Failure	94.8	117.8	100	24.3%
Hip Knee Replacement	100.6	110.6	100	9.9%
Pneumonia	103.6	110.7	100	6.9%

Cost of Major Procedures (includes doctors & hospital stay)

	Hamburg, NY	Howell, NJ	U.S. Avg	Difference
Heart Attack Hospital	$22,862	$26,275	$23,281	14.9%
Heart Failure Hospital	$15,231	$18,920	$16,237	24.2%
Hip Knee Replacement Hospital	$22,271	$24,488	$22,499	10.0%
Pneumonia Hospital	$17,416	$18,616	$17,007	6.9%

Premium Increases (State Level)

	Hamburg, NY	Howell, NJ	U.S. Avg	Difference
2014-2015	10.8%	-2.2%	3.1%	120.4%
2015-2016	3.4%	5.1%	12.5%	50.0%
2016-2017	15.5%	4.8%	57.9%	69.0%
2017-2018	11.5%	18.7%	19.0%	62.6%
2018-2019	12.5%	-14.8%	-2.2%	218.4%
Since 2014	65.9%	9.0%	113.3%	86.3%

Health Insurance Premiums

State average

Cost of Taxes

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Hamburg, New York vs. Howell, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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