Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
6.2% higher in San Jose, California
than in Harrogate, Tennessee

Insurance cost

	Harrogate, TN	San Jose, CA	U.S. Avg	Difference
Insurance Premium	94.2	97.3	100	3.3%

Procedure & surgery cost

	Harrogate, TN	San Jose, CA	U.S. Avg	Difference
Heart Attack	95.3	102.7	100	7.8%
Heart Failure	101.3	101.9	100	0.6%
Hip Knee Replacement	94.4	105.1	100	11.3%
Pneumonia	89.4	104.3	100	16.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Harrogate, TN	San Jose, CA	U.S. Avg	Difference
Heart Attack Hospital	$21,990	$23,705	$23,281	7.8%
Heart Failure Hospital	$16,277	$16,366	$16,237	0.5%
Hip Knee Replacement Hospital	$20,906	$23,270	$22,499	11.3%
Pneumonia Hospital	$15,027	$17,545	$17,007	16.8%

Premium Increases (State Level)

	Harrogate, TN	San Jose, CA	U.S. Avg	Difference
2014-2015	18.3%	4.0%	3.1%	78.1%
2015-2016	23.2%	0.0%	12.5%	100.0%
2016-2017	64.5%	9.3%	57.9%	85.6%
2017-2018	57.4%	26.1%	19.0%	54.5%
2018-2019	-26.2%	1.2%	-2.2%	104.6%
Since 2014	178.2%	45.0%	113.3%	74.7%

Health Insurance Premiums

State average

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Harrogate, Tennessee vs. San Jose, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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