Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
57.3% higher in Monterey, California
than in Hermantown, Minnesota

Insurance cost

	Hermantown, MN	Monterey, CA	U.S. Avg	Difference
Insurance Premium	63.7	156.2	100	145.2%

Procedure & surgery cost

	Hermantown, MN	Monterey, CA	U.S. Avg	Difference
Heart Attack	98.6	102.6	100	4.1%
Heart Failure	96.1	99.8	100	3.9%
Hip Knee Replacement	103	96	100	6.8%
Pneumonia	99.1	107.7	100	8.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Hermantown, MN	Monterey, CA	U.S. Avg	Difference
Heart Attack Hospital	$22,758	$23,675	$23,281	4.0%
Heart Failure Hospital	$15,444	$16,036	$16,237	3.8%
Hip Knee Replacement Hospital	$22,797	$21,262	$22,499	6.7%
Pneumonia Hospital	$16,672	$18,107	$17,007	8.6%

Premium Increases (State Level)

	Hermantown, MN	Monterey, CA	U.S. Avg	Difference
2014-2015	42.3%	4.0%	3.1%	90.5%
2015-2016	0.4%	0.0%	12.5%	100.0%
2016-2017	58.5%	9.3%	57.9%	84.1%
2017-2018	-6.6%	26.1%	19.0%	495.5%
2018-2019	-15.3%	1.2%	-2.2%	107.8%
Since 2014	79.1%	45.0%	113.3%	43.1%

Health Insurance Premiums

State average

Cost of Taxes

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Hermantown, Minnesota vs. Monterey, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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