Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
9.4% lower in Koloa, Hawaii
than in Houghton, Michigan

Insurance cost

	Houghton, MI	Koloa, HI	U.S. Avg	Difference
Insurance Premium	108.3	94.6	100	12.7%

Procedure & surgery cost

	Houghton, MI	Koloa, HI	U.S. Avg	Difference
Heart Attack	96	93.3	100	2.8%
Heart Failure	90	80.4	100	10.7%
Hip Knee Replacement	99.9	85.8	100	14.1%
Pneumonia	89.9	100.5	100	11.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Houghton, MI	Koloa, HI	U.S. Avg	Difference
Heart Attack Hospital	$22,148	$21,523	$23,281	2.8%
Heart Failure Hospital	$14,457	$12,921	$16,237	10.6%
Hip Knee Replacement Hospital	$22,121	$19,001	$22,499	14.1%
Pneumonia Hospital	$15,118	$16,895	$17,007	11.8%

Premium Increases (State Level)

	Houghton, MI	Koloa, HI	U.S. Avg	Difference
2014-2015	0.4%	43.2%	3.1%	10,700.0%
2015-2016	2.0%	0.0%	12.5%	100.0%
2016-2017	6.9%	26.0%	57.9%	276.8%
2017-2018	37.1%	32.7%	19.0%	11.9%
2018-2019	0.5%	12.6%	-2.2%	2,420.0%
Since 2014	50.8%	169.4%	113.3%	233.5%

Health Insurance Premiums

State average

Cost of Taxes

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Houghton, Michigan vs. Koloa, Hawaii

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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