Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
2.9% higher in Saratoga Springs, New York
than in Huntington Beach, California

Insurance cost

	Huntington Beach, CA	Saratoga Springs, NY	U.S. Avg	Difference
Insurance Premium	82.5	103.1	100	25.0%

Procedure & surgery cost

	Huntington Beach, CA	Saratoga Springs, NY	U.S. Avg	Difference
Heart Attack	104.4	99	100	5.2%
Heart Failure	112.3	96.2	100	14.3%
Hip Knee Replacement	108.9	89.7	100	17.6%
Pneumonia	117.1	91.7	100	21.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Huntington Beach, CA	Saratoga Springs, NY	U.S. Avg	Difference
Heart Attack Hospital	$24,093	$22,848	$23,281	5.2%
Heart Failure Hospital	$18,038	$15,452	$16,237	14.3%
Hip Knee Replacement Hospital	$24,108	$19,867	$22,499	17.6%
Pneumonia Hospital	$19,691	$15,424	$17,007	21.7%

Premium Increases (State Level)

	Huntington Beach, CA	Saratoga Springs, NY	U.S. Avg	Difference
2014-2015	4.0%	10.8%	3.1%	170.0%
2015-2016	0.0%	3.4%	12.5%	∞%
2016-2017	9.3%	15.5%	57.9%	66.7%
2017-2018	26.1%	11.5%	19.0%	55.9%
2018-2019	1.2%	12.5%	-2.2%	941.7%
Since 2014	45.0%	65.9%	113.3%	46.4%

Health Insurance Premiums

State average

Cost of Taxes

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Huntington Beach, California vs. Saratoga Springs, New York

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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