Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.5% lower in Clifton, New Jersey
than in Johnson City, New York

Insurance cost

	Johnson City, NY	Clifton, NJ	U.S. Avg	Difference
Insurance Premium	110.7	69.3	100	37.4%

Procedure & surgery cost

	Johnson City, NY	Clifton, NJ	U.S. Avg	Difference
Heart Attack	84.5	109.1	100	29.1%
Heart Failure	88.3	119.7	100	35.6%
Hip Knee Replacement	91.9	132.2	100	43.9%
Pneumonia	88.9	121.6	100	36.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Johnson City, NY	Clifton, NJ	U.S. Avg	Difference
Heart Attack Hospital	$19,491	$25,177	$23,281	29.2%
Heart Failure Hospital	$14,187	$19,232	$16,237	35.6%
Hip Knee Replacement Hospital	$20,344	$29,274	$22,499	43.9%
Pneumonia Hospital	$14,953	$20,455	$17,007	36.8%

Premium Increases (State Level)

	Johnson City, NY	Clifton, NJ	U.S. Avg	Difference
2014-2015	10.8%	-2.2%	3.1%	120.4%
2015-2016	3.4%	5.1%	12.5%	50.0%
2016-2017	15.5%	4.8%	57.9%	69.0%
2017-2018	11.5%	18.7%	19.0%	62.6%
2018-2019	12.5%	-14.8%	-2.2%	218.4%
Since 2014	65.9%	9.0%	113.3%	86.3%

Health Insurance Premiums

State average

Cost of Taxes

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Johnson City, New York vs. Clifton, New Jersey

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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