Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
11.1% lower in San Francisco, California
than in Lake Havasu City, Arizona

Insurance cost

	Lake Havasu City, AZ	San Francisco, CA	U.S. Avg	Difference
Insurance Premium	131.9	104.8	100	20.5%

Procedure & surgery cost

	Lake Havasu City, AZ	San Francisco, CA	U.S. Avg	Difference
Heart Attack	100.4	97.2	100	3.2%
Heart Failure	95.1	94.8	100	0.3%
Hip Knee Replacement	85.7	96.4	100	12.5%
Pneumonia	94.6	92.7	100	2.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Lake Havasu City, AZ	San Francisco, CA	U.S. Avg	Difference
Heart Attack Hospital	$23,170	$22,430	$23,281	3.2%
Heart Failure Hospital	$15,278	$15,231	$16,237	0.3%
Hip Knee Replacement Hospital	$18,982	$21,341	$22,499	12.4%
Pneumonia Hospital	$15,901	$15,593	$17,007	1.9%

Premium Increases (State Level)

	Lake Havasu City, AZ	San Francisco, CA	U.S. Avg	Difference
2014-2015	-3.0%	4.0%	3.1%	233.3%
2015-2016	21.9%	0.0%	12.5%	100.0%
2016-2017	115.5%	9.3%	57.9%	91.9%
2017-2018	0.2%	26.1%	19.0%	12,950.0%
2018-2019	-8.7%	1.2%	-2.2%	113.8%
Since 2014	133.2%	45.0%	113.3%	66.2%

Health Insurance Premiums

State average

Cost of Taxes

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Lake Havasu City, Arizona vs. San Francisco, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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