Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
1.5% higher in Hawaiian Ocean View, Hawaii
than in Lake St. Louis, Missouri

Insurance cost

	Lake St. Louis, MO	Hawaiian Ocean View, HI	U.S. Avg	Difference
Insurance Premium	80.8	94.6	100	17.1%

Procedure & surgery cost

	Lake St. Louis, MO	Hawaiian Ocean View, HI	U.S. Avg	Difference
Heart Attack	102.2	87.8	100	14.1%
Heart Failure	102.9	96.4	100	6.3%
Hip Knee Replacement	99.5	90.8	100	8.7%
Pneumonia	105.7	92.4	100	12.6%

Cost of Major Procedures (includes doctors & hospital stay)

	Lake St. Louis, MO	Hawaiian Ocean View, HI	U.S. Avg	Difference
Heart Attack Hospital	$23,575	$20,266	$23,281	14.0%
Heart Failure Hospital	$16,538	$15,483	$16,237	6.4%
Hip Knee Replacement Hospital	$22,021	$20,097	$22,499	8.7%
Pneumonia Hospital	$17,766	$15,535	$17,007	12.6%

Premium Increases (State Level)

	Lake St. Louis, MO	Hawaiian Ocean View, HI	U.S. Avg	Difference
2014-2015	-1.0%	43.2%	3.1%	4,420.0%
2015-2016	10.6%	0.0%	12.5%	100.0%
2016-2017	18.5%	26.0%	57.9%	40.5%
2017-2018	42.2%	32.7%	19.0%	22.5%
2018-2019	-5.7%	12.6%	-2.2%	321.1%
Since 2014	73.9%	169.4%	113.3%	129.2%

Health Insurance Premiums

State average

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Lake St. Louis, Missouri vs. Hawaiian Ocean View, Hawaii

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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