Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
14.3% higher in Ottumwa, Iowa
than in Lake Havasu City, Arizona

Insurance cost

	Lake Havasu City, AZ	Ottumwa, IA	U.S. Avg	Difference
Insurance Premium	131.9	154.5	100	17.1%

Procedure & surgery cost

	Lake Havasu City, AZ	Ottumwa, IA	U.S. Avg	Difference
Heart Attack	100.4	106.9	100	6.5%
Heart Failure	95.1	106.6	100	12.1%
Hip Knee Replacement	85.7	95.1	100	11.0%
Pneumonia	94.6	108.8	100	15.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Lake Havasu City, AZ	Ottumwa, IA	U.S. Avg	Difference
Heart Attack Hospital	$23,170	$24,670	$23,281	6.5%
Heart Failure Hospital	$15,278	$17,135	$16,237	12.2%
Hip Knee Replacement Hospital	$18,982	$21,065	$22,499	11.0%
Pneumonia Hospital	$15,901	$18,290	$17,007	15.0%

Premium Increases (State Level)

	Lake Havasu City, AZ	Ottumwa, IA	U.S. Avg	Difference
2014-2015	-3.0%	4.7%	3.1%	256.7%
2015-2016	21.9%	13.2%	12.5%	39.7%
2016-2017	115.5%	26.3%	57.9%	77.2%
2017-2018	0.2%	88.1%	19.0%	43,950.0%
2018-2019	-8.7%	6.9%	-2.2%	179.3%
Since 2014	133.2%	201.2%	113.3%	51.1%

Health Insurance Premiums

State average

Cost of Taxes

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Lake Havasu City, Arizona vs. Ottumwa, Iowa

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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