Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.0% lower in Charlevoix, Michigan
than in Ludington, Michigan

Insurance cost

	Ludington, MI	Charlevoix, MI	U.S. Avg	Difference
Insurance Premium	84.5	78.5	100	7.1%

Procedure & surgery cost

	Ludington, MI	Charlevoix, MI	U.S. Avg	Difference
Heart Attack	98	95.9	100	2.1%
Heart Failure	96.6	97.6	100	1.0%
Hip Knee Replacement	85.6	96.1	100	12.3%
Pneumonia	99.5	74.6	100	25.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Ludington, MI	Charlevoix, MI	U.S. Avg	Difference
Heart Attack Hospital	$22,614	$22,138	$23,281	2.1%
Heart Failure Hospital	$15,518	$15,678	$16,237	1.0%
Hip Knee Replacement Hospital	$18,962	$21,273	$22,499	12.2%
Pneumonia Hospital	$16,727	$12,550	$17,007	25.0%

Premium Increases (State Level)

	Ludington, MI	Charlevoix, MI	U.S. Avg	Difference
2014-2015	0.4%	0.4%	3.1%	0.0%
2015-2016	2.0%	2.0%	12.5%	0.0%
2016-2017	6.9%	6.9%	57.9%	0.0%
2017-2018	37.1%	37.1%	19.0%	0.0%
2018-2019	0.5%	0.5%	-2.2%	0.0%
Since 2014	50.8%	50.8%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Ludington, Michigan vs. Charlevoix, Michigan

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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