Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
1.1% higher in Melbourne, Florida
than in Makawao, Hawaii

Insurance cost

	Makawao, HI	Melbourne, FL	U.S. Avg	Difference
Insurance Premium	94.6	82.5	100	12.8%

Procedure & surgery cost

	Makawao, HI	Melbourne, FL	U.S. Avg	Difference
Heart Attack	88.2	105.1	100	19.2%
Heart Failure	97.3	109.2	100	12.2%
Hip Knee Replacement	92.7	107.8	100	16.3%
Pneumonia	93.7	102.9	100	9.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Makawao, HI	Melbourne, FL	U.S. Avg	Difference
Heart Attack Hospital	$20,345	$24,263	$23,281	19.3%
Heart Failure Hospital	$15,629	$17,540	$16,237	12.2%
Hip Knee Replacement Hospital	$20,516	$23,876	$22,499	16.4%
Pneumonia Hospital	$15,762	$17,311	$17,007	9.8%

Premium Increases (State Level)

	Makawao, HI	Melbourne, FL	U.S. Avg	Difference
2014-2015	43.2%	6.0%	3.1%	86.1%
2015-2016	0.0%	1.8%	12.5%	∞%
2016-2017	26.0%	15.3%	57.9%	41.2%
2017-2018	32.7%	40.8%	19.0%	24.8%
2018-2019	12.6%	2.4%	-2.2%	81.0%
Since 2014	169.4%	79.3%	113.3%	53.2%

Health Insurance Premiums

State average

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Makawao, Hawaii vs. Melbourne, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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