<%=Date.Today.Year%> Cost of Living Calculator for Health:

Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
20.1% higher in Albany, New York
than in Manchester-by-the-Sea, Massachusetts

Insurance cost

	Manchester-by-the-Sea, MA	Albany, NY	U.S. Avg	Difference
Insurance Premium	61	103.1	100	69.0%

Procedure & surgery cost

	Manchester-by-the-Sea, MA	Albany, NY	U.S. Avg	Difference
Heart Attack	104.9	100.1	100	4.6%
Heart Failure	105.9	98.6	100	6.9%
Hip Knee Replacement	105.9	92.4	100	12.7%
Pneumonia	102.3	94.5	100	7.6%

Cost of Major Procedures (includes doctors & hospital stay)

	Manchester-by-the-Sea, MA	Albany, NY	U.S. Avg	Difference
Heart Attack Hospital	$24,209	$23,099	$23,281	4.6%
Heart Failure Hospital	$17,009	$15,842	$16,237	6.9%
Hip Knee Replacement Hospital	$23,440	$20,457	$22,499	12.7%
Pneumonia Hospital	$17,203	$15,884	$17,007	7.7%

Premium Increases (State Level)

	Manchester-by-the-Sea, MA	Albany, NY	U.S. Avg	Difference
2014-2015	-2.6%	10.8%	3.1%	515.4%
2015-2016	-1.5%	3.4%	12.5%	326.7%
2016-2017	-2.7%	15.5%	57.9%	674.1%
2017-2018	26.4%	11.5%	19.0%	56.4%
2018-2019	5.1%	12.5%	-2.2%	145.1%
Since 2014	23.9%	65.9%	113.3%	175.7%

Health Insurance Premiums

State average

Cost of Taxes

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Cost of Major Procedures (includes doctors & hospital stay)

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