Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
21.8% lower in Fargo, North Dakota
than in Manhattan, New York

Insurance cost

	Manhattan, NY	Fargo, ND	U.S. Avg	Difference
Insurance Premium	112.5	75.8	100	32.6%

Procedure & surgery cost

	Manhattan, NY	Fargo, ND	U.S. Avg	Difference
Heart Attack	100.9	100.8	100	0.1%
Heart Failure	105.5	91.6	100	13.2%
Hip Knee Replacement	113.7	93.4	100	17.9%
Pneumonia	101.9	91.3	100	10.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Manhattan, NY	Fargo, ND	U.S. Avg	Difference
Heart Attack Hospital	$23,293	$23,252	$23,281	0.2%
Heart Failure Hospital	$16,949	$14,720	$16,237	13.2%
Hip Knee Replacement Hospital	$25,165	$20,684	$22,499	17.8%
Pneumonia Hospital	$17,129	$15,360	$17,007	10.3%

Premium Increases (State Level)

	Manhattan, NY	Fargo, ND	U.S. Avg	Difference
2014-2015	10.8%	6.7%	3.1%	38.0%
2015-2016	3.4%	8.9%	12.5%	161.8%
2016-2017	15.5%	6.7%	57.9%	56.8%
2017-2018	11.5%	7.1%	19.0%	38.3%
2018-2019	12.5%	21.2%	-2.2%	69.6%
Since 2014	65.9%	60.9%	113.3%	7.6%

Health Insurance Premiums

State average

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Manhattan, New York vs. Fargo, North Dakota

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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