Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
16.1% lower in Bel Air South, Maryland
than in Martinsburg, West Virginia

Insurance cost

	Martinsburg, WV	Bel Air South, MD	U.S. Avg	Difference
Insurance Premium	117.1	80.4	100	31.3%

Procedure & surgery cost

	Martinsburg, WV	Bel Air South, MD	U.S. Avg	Difference
Heart Attack	94.7	99.8	100	5.4%
Heart Failure	98.3	99.2	100	0.9%
Hip Knee Replacement	98.1	98.9	100	0.8%
Pneumonia	90.4	92.4	100	2.2%

Cost of Major Procedures (includes doctors & hospital stay)

	Martinsburg, WV	Bel Air South, MD	U.S. Avg	Difference
Heart Attack Hospital	$21,862	$23,020	$23,281	5.3%
Heart Failure Hospital	$15,801	$15,939	$16,237	0.9%
Hip Knee Replacement Hospital	$21,730	$21,903	$22,499	0.8%
Pneumonia Hospital	$15,194	$15,536	$17,007	2.3%

Premium Increases (State Level)

	Martinsburg, WV	Bel Air South, MD	U.S. Avg	Difference
2014-2015	2.8%	15.9%	3.1%	467.9%
2015-2016	24.2%	-0.4%	12.5%	101.7%
2016-2017	31.5%	25.2%	57.9%	20.0%
2017-2018	15.5%	53.1%	19.0%	242.6%
2018-2019	9.4%	-14.0%	-2.2%	248.9%
Since 2014	112.1%	90.5%	113.3%	19.3%

Health Insurance Premiums

State average

Cost of Taxes

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Martinsburg, West Virginia vs. Bel Air South, Maryland

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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